India’s elderly population is growing rapidly, and with that comes the need for consistent financial support for senior citizens. To address this, the Government of India, in partnership with state governments, provides financial assistance to elderly citizens under the Old Age Pension Scheme, officially known as the Indira Gandhi National Old Age Pension Scheme (IGNOAPS).
The scheme is a part of the broader National Social Assistance Programme (NSAP) and aims to ensure a dignified life for those aged 60 years and above who have no stable income or family support. In this detailed guide, we explain who is eligible, how much pension is provided, and how to apply for the scheme.
Table of Contents
Quick Summary: Old Age Pension Scheme Details
Aspect |
Details |
|---|---|
Scheme Name |
Indira Gandhi National Old Age Pension Scheme (IGNOAPS) |
Launched In |
1995 (Renamed in 2007) |
Managed By |
Ministry of Rural Development, Government of India |
Minimum Age for Eligibility |
60 years |
Monthly Pension Amount |
₹300–₹1000 (varies by state and age group) |
Contribution |
Central government: ₹200–₹500, rest by state governments |
Target Group |
BPL senior citizens (60+) and those with no regular source of income |
Application Mode |
Online and Offline |
Official Website |
What Is the Old Age Pension Scheme?
The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is a welfare program that provides monthly financial support to senior citizens across India. It was first introduced in 1995 under the National Social Assistance Programme (NSAP) by the Ministry of Rural Development.
In 2007, it was renamed in honor of Indira Gandhi and has since expanded to include more beneficiaries across Below Poverty Line (BPL) households.
Eligibility Criteria
To qualify for the Old Age Pension Scheme, applicants must meet the following criteria:
- Age Requirement:
- Minimum 60 years for general pension.
- Minimum 80 years for higher pension benefit (₹500 per month from the central government).
- Income Criteria:
- Must belong to a Below Poverty Line (BPL) household as per government records.
- Residency:
- Must be a resident of India.
- Some states extend this benefit to non-BPL elderly based on their policies.
- Family Situation:
- If the family’s children or grandchildren are also BPL and cannot support the elder, the pension will still be provided.
Monthly Pension Amount: Central + State Contribution
The amount an individual receives under the scheme varies from state to state, depending on the state government’s contribution. Here’s a breakdown:
Base Central Contribution:
- Aged 60 to 79 years: ₹200/month (central) + state share
- Aged 80 years and above: ₹500/month (central) + state share
State-Specific Pension Amounts (Indicative)
State |
Total Monthly Pension |
|---|---|
Delhi |
₹1000+ |
Haryana |
₹1800+ |
Andhra Pradesh |
₹2250+ |
Himachal Pradesh |
₹550 |
Rajasthan |
₹500 |
Maharashtra |
₹600 |
Bihar |
₹400 |
Uttar Pradesh |
₹300 |
Note: The figures above are indicative and subject to change. Check your state social welfare department for the latest updates.
Benefits of the Old Age Pension Scheme
- Guaranteed Monthly Income
Ensures a regular, predictable pension for those without any income source. - No Complicated Criteria
Designed to be inclusive of all BPL citizens above 60 years of age. - State-Wise Customization
States can top up the central pension, providing better support in wealthier regions. - Supports Independent Living
Helps elders live with dignity, even if their family members cannot support them. - Special Provision for 80+ Seniors
Higher pension for the oldest beneficiaries recognizes increased dependency.
How to Apply for the Old Age Pension Scheme
Online Application:
- Visit the official portal:
http://pensions.samagra.gov.in/ignoapdetails.aspx - Click on the relevant pension scheme (Indira Gandhi National Old Age Pension Scheme).
- Fill in the required details:
- Name
- Aadhaar number
- Age proof
- BPL status
- Bank account details
- Upload supporting documents.
- Submit the application and note the reference number for tracking.
Offline Application:
- Visit your Block Office, Gram Panchayat, or RTPS (Right to Public Services) counter in your district.
- Ask for the Old Age Pension application form.
- Fill the form, attach the documents, and submit.
- A verification process will follow before approval.
Documents Required
- Aadhaar Card
- Age proof (birth certificate, voter ID, etc.)
- BPL certificate or ration card
- Bank account passbook
- Passport-size photograph
- Income affidavit (if required by state)
FAQs: Indira Gandhi National Old Age Pension Scheme
Q1. Who can apply for the Old Age Pension Scheme?
A: Any Indian citizen aged 60 or above from a BPL household can apply.
Q2. How much money is given under the scheme?
A: The central government gives ₹200–₹500 monthly. States may add their own contribution, making the total between ₹300 and ₹2250+ depending on the state.
Q3. Is Aadhaar mandatory for this scheme?
A: Yes. Aadhaar is generally required for verification and to link the pension to a bank account.
Q4. Can someone above 60 but not BPL apply?
A: Central benefits are only for BPL families. However, some states offer additional pensions even to non-BPL seniors.
Q5. Where can I apply?
A: You can apply online at http://pensions.samagra.gov.in or offline at your local block or gram panchayat office.
Conclusion: A Lifeline for India’s Elderly
The Indira Gandhi National Old Age Pension Scheme is a vital support system for millions of senior citizens across India. With rising living costs and limited employment opportunities for the elderly, this scheme provides financial security, dignity, and independence in their twilight years.
Whether you’re applying for a loved one or helping someone navigate the process, staying informed about eligibility, documentation, and application channels ensures timely support under this impactful welfare program.
Click Here To Know More
